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Citizens of Telangana can now pay electricity bills using Easebuzz

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Best Payment Gateway for India’s Scaling Businesses

Get onboarded with Easebuzz, a leading Payment Gateway in India, offering industry-best success rates, 150+ payment modes, and seamless checkout experiences.

Works seamlessly with

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Trusted Payment Gateway by 3,00,000+ Businesses Across India

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Fast and effortless payments with Easebuzz Payment Gateway

Easebuzz is a secure payment gateway designed to make online transactions seamless and secure for businesses of all sizes. Known as a trusted payment gateway, it offers best-in-class features like automated reconciliation, refund management, and personalized discount coupons to enhance the customer experience.

  • 150+ payment options

    Accept payments through credit cards, debit cards, UPI, wallets, EMI & BNPL with Easebuzz payment gateway

  • Best payment success rate

    Higher payment success rates for enhanced customer experience and improved business revenues

  • Easy integration

    Developer friendly APIs and plugins to ease the integration process supported by detailed API documentation

  • iFrame checkout

    Embed the hosted checkout page on your website or app easily and offer seamless checkouts for your customers

  • Unified dashboard

    Dashboard with real-time transaction data, customisable reports, and detailed payment insights

  • Dedicated technical support

    24*7 technical support to help you with your integrations and any queries

How does a payment gateway work?

A payment gateway securely transmits payment data between your customer’s bank and your business account-making digital transactions safe, fast, and efficient.

  • Customer Initiates Payment

    The customer chooses a payment mode - UPI, card, wallet, or net banking and enters the payment details on your website or app.

  • Secure Data Encryption

    Easebuzz encrypts the payment information and securely routes it to the payment networks (Visa, Mastercard, Rupay etc) via acquiring banks.

  • Authorization & Verification

    The issuing bank verifies the transaction details (like OTP/CVV) and approves the payment based on balance and security checks.

  • Settlement & Confirmation

    Once authorized, funds are debited and transferred to your merchant account. Both you and the customer receive real-time confirmation.

Explore quick integration steps in our developer docs or test a live demo

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Faster checkouts. Better conversions for your business

Embed iFrame / hosted checkout page with customised branding, multilingual support and 150+ payment modes including credit card, debit card, 50+ netbanking options, UPI, and wallets to easily accept online payments from your customers.

Accept online payments with 150+ payment options

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Accept payments from your customers through credit cards and debit cards on Easebuzz payment gateway.

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Easebuzz payment gateway offers UPI option on checkout page to collect payments via UPI apps that enables your business to accept payments.

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Start accepting payments via Netbanking from 50+ banks on your checkout page.

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Using Easebuzz payment gateway, you can easily accept payments through various mobile wallets of your customers.

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Make your products affordable and accessible through easy EMI Plans on Easebuzz payment gateway.

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Let your customers Buy Now and Pay Later through the BNPL option on Easebuzz payment gateway.

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Give option for your customers to make an offline Bank transfer via NEFT, RTGS and IMPS and reconcile centrally.

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Enable standing instructions for auto debit of recurring payments through eNACH or UPI 2.0 mandate for your customers.

Easily manage discount coupons & cashback offers

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Brand coupons Get the power of coupons for your business through Easebuzz payment gateway. Enable third-party coupons to reward your customers and increase stickiness of your website.

Discount coupons With discount coupons get the accessibility to create and customise coupon codes, manage validity, payment mode-wise and bank wise applicability etc.

Easebuzz Checkout Studio

A powerful, no-code way to customize and optimize your brand’s checkout page for every use case, right from the dashboard.

  • Built to match your Brand colors, elements and details
  • Sort the sequence & prioritize payment options
  • Go local with multilingual support
  • Adapt checkout experience for campaigns, festivals & flash sales
Sign up now  
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Benefits of using Easebuzz Payment Gateway for businesses

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    Quick and easy checkout process

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    Better customer experience

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    Reduces cart abandonment

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    Industry best success rates

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    Gather valuable insights

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    Instant settlements

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    Instant Refunds

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    Better risk management

PCI DSS-Certified & RBI-Authorized payment security with Easebuzz

PCI DSS Level-1 Compliant

Easebuzz is a secure payment gateway that ensures every transaction is processed with PCI DSS Level-1 compliance, offering the highest level of data protection.

Card Tokenisation

Easebuzz payment gateway integration supports Tokenisation, replacing sensitive card details with encrypted tokens-minimizing fraud risk and keeping your customer data safe.

Advanced Encryption & Monitoring

We use strong encryption standards and continuously monitor for vulnerabilities. Obsolete protocols like TLS 1.0 and TLS 1.1 are fully deprecated to maintain the integrity of your transactions.

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Go live quickly with easy payment gateway integration for every platform

Integrate payments seamlessly with Easebuzz. Our platform offers ready-to-use SDKs, no-code plugins, and robust APIs supported by detailed developer documentation. Whether you're a startup, SME, or large enterprise, our flexible payment gateway integration process helps you go live quickly-without heavy tech effort.

Looking for a reliable payment gateway for your website or mobile app? Easebuzz supports multiple Plugins ensuring secure and smooth payment experiences across UPI, cards, wallets, and net banking.

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We are developer centric

Digitise your online payments and financial operations with smooth payment gateway integration. Easily connect plug-and-play, developer-friendly APIs into your tech stack, website, apps, ERPs, or CRMs. Sign up and get started in minutes with the Easebuzz payment solution platform.

Easebuzz payment gateway vs other payment gateways

Feature/Capability Traditional Payment Gateways

System Uptime & Success Rate

99.9% uptime with a 95%+ success rate, optimized for Indian networks Varies, lower success rates during peak hours

Settlement Cycle

Transaction wise and Instant (T+0) settlements Typically T+1 to T+3 cycle

Industry-Specific Payment Suites

Tailored for Education / EdTech, D2C, Retail, Travel, Real Estate, NBFCs, Insurance, SaaS etc. Generic one-size-fits-all solution

Retention & Engagement Tools

Free Coupons on checkout page, configurable cashbacks & discounts, smart retry logic, save card feature Very limited or unavailable

Supported Platforms & Extensions

Supports Shopify, WooCommerce, Android, iOS, custom stacks Limited plugin & SDK support

Split Settlements & Fee Routing

In-built tools for automatic payment processing & payouts to multiple vendors Requires manual work or 3rd-party tools

Assisted Onboarding

Dedicated account manager + assisted onboarding with instant digital KYC Mostly self-serve, limited support

Unified Dashboard

Single dashboard for collections, refunds, dispute resolutions, analytics, sub-merchant accounts Fragmented views or separate dashboards

Cashback & Coupons

Up to 100% cashback, branded coupon integrations Mostly not offered

Transaction Fees

1.5% Average pricing per transaction 1.8%–3% per transaction

Checkout Experience

CVV-less, 1-click checkout, seamless UI Standard flow

Subscription & Recurring Billing

Single integration for UPI2.0, SI on Card and Enach, along with auto-debit retry logic May need dev setup

Developer Experience

Plug & Play APIs, full documentation, sandbox access Requires manual & complex configurations

Automated Refunds & Chargebacks

Fully automated process Mostly manual

Tech Support

24x7 expert support via phone, mail and dashboard Limited or slow email support

Security & Compliance

PCI DSS L1, RBI-regulated, 100% compliant Not always L1 certified

What our customers say about us

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Our experience with Easebuzz payment gateway has been excellent and it helped us with 4 times improvement in our payment success rates. Earlier, we used to face payment reconciliation issues, which have been resolved with Easebuzz platform’s auto reconciliation feature.

m2m_logo Tanya Saigal
Customer Experience
M2M Ferries
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We are very happy with Easebuzz services and find it easy-to-use not only from a business perspective but also from a developer's point of view. We look forward to taking this partnership further.

docopd_logo Abhishek Kumar
Founder, Director
docOPD
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The best part about the Easebuzz API solution is their smooth onboarding process that automates the procedure including underwriting, making it effortless. Products from the Easebuzz payment solution suite including Slices and FeesBuzz have helped us in collecting payments with no fuss.

dexpert_logo Anupam Jeevan
Director
Dexpert Solutions

Use Easebuzz payment gateway along withother complementing products

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Digitise not just payments, but your entire financial operations with tech-enabled SaaS solutions—tailor-made for each sector. Easebuzz offers a full-stack payment gateway in India, designed to simplify collections, payouts, and reconciliation.

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Why choose Easebuzz payment gateway solution?

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    Plug and play APIs

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    Quick Digital Onboarding

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    Transparent Pricing – Avg. 1.5%

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    PCI DSS Level-1 Compliant

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    24×7 Technical Support

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    Unified Dashboard for Collections & Payouts

Sign up now  

Frequently Asked Questions

A payment gateway is the front-end technology that securely reads payment card details and sends customer information to the merchant’s acquiring bank for processing. The Easebuzz online payment gateway streamlines this process by managing the entire payment gateway transaction flow—from capturing payment data, routing it through banks and networks for authorization, to settling funds in the merchant’s account.

With Easebuzz, you can go live within 24 hours after completing digital KYC and account verification. Our onboarding process is simple, quick, and completely online to ensure faster activations.

Any business, organization, or individual that wants to accept online payments securely needs a payment gateway. This includes:

  1. E-commerce stores selling products online

  2. Service providers like education platforms, travel agencies, and healthcare providers

  3. Subscription businesses offering SaaS or digital services

  4. Retailers and merchants who want to accept digital payments alongside cash

  5. NGOs or charitable organizations collecting donations online

In short, if you want to collect payments digitally—through cards, UPI, wallets, or net banking—a payment gateway is essential.

Easebuzz offers a high success rate, fast settlements, digital KYC, and robust fraud protection. With multiple payment modes, competitive pricing, one click checkout, and developer-friendly APIs, we ensure seamless and secure transactions for your business.

Apart from standard payment collections, you get features like instant settlements, subscription billing, card tokenisation, advanced analytics, customizable checkout, and payment links/forms for no-code businesses.

Integration is simple with our REST APIs, plugins, and SDKs. We provide ready-to-use integration kits for popular platforms like Shopify, WooCommerce, Magento, and more. Our tech team also supports you during setup.

Our mobile SDKs for Android, iOS, React Native, and Flutter make mobile integration quick and hassle-free. With detailed documentation and developer support, you can go live in just a few steps.

You’ll need basic business documents like PAN, GST, bank account proof, and business registration certificates. Once you sign up, upload these scanned copies online to activate your account. View full document list here..

Our pricing averages around 1.5% for all card, UPI, netbanking, and wallet transactions. For EMI, Pay Later, and international card payments, rates may vary. For complete details, please visit our Pricing Page.

Easebuzz supports 150+ payment modes, including credit and debit cards, UPI, net banking, wallets, EMI options, Pay Later, and international cards—ensuring customers have a wide range of secure and convenient payment choices.

Yes, we offer instant and automated refunds for eligible transactions, ensuring customers get their money back quickly and businesses maintain trust.

No, you don’t. Easebuzz offers no-code solutions like Payment Links and Insta-Collect, allowing you to accept payments via email, SMS, or social platforms.

You can reach out via Easebuzz Support or schedule a call with our sales team. Easebuzz is happy to guide you through your evaluation process.

Yes, Easebuzz allows account aliases for multi-user logins. You can grant access to team members and manage roles from a single dashboard.

Easebuzz Payment Gateway is optimized with smart routing and real-time risk checks, delivering 95%+ success rates across all major payment modes.

Yes, Easebuzz offers Token Vault, an RBI-compliant card tokenisation system that supports multiple networks and gateways for secure card payments.

Standard settlements happen in T+2 working days. For faster access, our Instant Settlements feature allows payouts within 15 minutes or at the end of the day on-demand.

Yes, you can opt for same-day or on-demand settlements via our Instant Settlement feature, giving you control over your cash flow.

We offer integration kits in PHP, Java, Python, NodeJS, Ruby, and .NET, along with plugins for popular CMS and eCommerce platforms.

Easebuzz supports easy web and mobile integrations via REST APIs, SDKs, and plugins for platforms like Shopify, WooCommerce, Magento, WordPress, and more.

Yes, transaction-wise settlements are supported, allowing you to monitor and track every payment individually.

Yes, Easebuzz allows merchant-driven promotions and coupon-based offers. You can set these up via the dashboard.

Our digital KYC process is automated and paperless. Most businesses get activated within 24–48 hours, enabling quick payment acceptance.

KYC (Know Your Customer) documents are required to verify your business details before activating your Easebuzz Payment Gateway account. This helps ensure secure transactions, regulatory compliance, and fraud prevention. Completing KYC enables smooth onboarding, faster activation, and uninterrupted settlements to your bank account.

Yes, Easebuzz is RBI approved. It has received final authorization from the Reserve Bank of India (RBI) to operate as an Online Payment Aggregator under the Payment and Settlement System Act, 2007. It enables Easebuzz to provide regulated and secure digital payment solutions (PG) for businesses across various sectors in India.

Yes, UPI is the payment infrastructure that enables instant money transfers directly between bank accounts. A UPI payment gateway is the service that integrates this infrastructure into a website or app, allowing businesses to accept UPI payments from customers securely and seamlessly. In short, UPI powers the transaction, while the payment gateway provides the technology for merchants to use it.

The best payment gateway is one that’s secure, easy to set up, supports many payment methods, and settles payments quickly. Easebuzz offers 150+ payment options, up to 100% cashback on checkout, 95% success rate, smart reconciliation tools, and 24x7 support—all with a fast and seamless onboarding process.

No, payment gateways are not entirely free. While some may offer free setup or zero annual fees, they typically charge a transaction fee (MDR) on every payment processed. The charges can vary depending on the payment method (UPI, cards, net banking, etc.) and the gateway provider.

Payment Gateway India - Accept Online Payments with Easebuzz

  • Easebuzz is an RBI-licensed payment gateway in India that lets businesses accept payments via 150+ modes - UPI, cards, wallets, netbanking, BNPL, and more. It offers instant settlements, automated reconciliation, PCI-DSS Level 1 compliance, and sector-specific payment stacks for education, government, real estate, and MSMEs. Easebuzz holds a full Payment Aggregator licence from the Reserve Bank of India, issued in November 2025.

What Is a Payment Gateway?

  • A payment gateway is the technology that authorises and processes digital payments between a customer and a business. When a customer clicks "Pay Now," the payment gateway encrypts their payment information, communicates with the acquiring bank and card networks, and returns an approval or decline - all within seconds.
  • In India, payment gateways are regulated by the Reserve Bank of India (RBI) under the Payment and Settlement Systems Act, 2007. Since January 2021, all payment aggregators (PAs) operating in India must hold a valid PA licence from the RBI. Easebuzz received its full Payment Aggregator licence in November 2025.
  • Key components of a payment gateway:
    1. Payment page / checkout: Where the customer enters payment details
    2. Encryption layer: Secures card and UPI data in transit (TLS 1.2+)
    3. Payment processor: Routes the transaction to the correct bank or network
    4. Acquiring bank: Holds the merchant's receiving account
    5. Card networks: Visa, Mastercard, RuPay, NPCI (for UPI)

Why Does Your Business Need a Payment Gateway in India?

  • India's digital payments ecosystem continues to grow at a remarkable pace. In FY2025-26, UPI processed over 24,162 crore (241.6 billion) transactions worth ₹314 lakh crore, making it the backbone of everyday digital payments across the country. Driven by widespread UPI adoption, increasing smartphone usage, and growing merchant acceptance, digital payments have become the preferred way for millions of Indians to pay. For businesses, relying only on cash means missing how most customers choose to transact today.
  • A reliable payment gateway gives your business:
    1. Access to all payment modes: UPI, credit/debit cards, netbanking, wallets, EMI, BNPL, QR codes
    2. Instant or same-day settlements: Improve cash flow without waiting for bank cycles
    3. Automated reconciliation: Match payments to orders without manual spreadsheets
    4. Regulatory compliance: PCI-DSS, RBI PA licence, and data localisation handled for you
    5. Fraud protection: Real-time transaction monitoring and risk scoring
  • Without a payment gateway, businesses lose customers at checkout, miss mobile-first buyers, and carry the compliance burden themselves.

Easebuzz Payment Gateway - Platform Overview

  • Easebuzz is a full-stack payment platform built for Indian businesses - from solo entrepreneurs and MSMEs to large enterprises and government bodies. Unlike horizontal gateways, Easebuzz offers sector-specific payment stacks for education, real estate, government, and B2B businesses alongside its core payment gateway.
Platform at a glance:
Feature Easebuzz
RBI PA Licence Issued November 2025
Payment Modes 150+
PCI-DSS Compliance Level 1
Settlement Speed T+1 (Instant available)
Transaction Fees Average 1.5%
Mobile SDKs Android, iOS, Flutter, React Native, Xamarin, Cordova
Supported Currencies 30+
Customer Support 24/7
Merchant Base 3,00,000+ Businesses

Payment Modes Supported by Easebuzz

  • Easebuzz supports 150+ payment modes across every major payment category in India.

UPI Payments

  • Accept UPI payments from all major apps including PhonePe, Google Pay, Paytm, BHIM, CRED, and any NPCI-registered UPI handle. Easebuzz supports UPI Intent, UPI Collect, UPI QR, and UPI AutoPay for recurring payments. Our UPI APIs are NPCI-certified and support real-time payment confirmation.

Credit and Debit Cards

  • Accept Visa, Mastercard, RuPay, and Amex cards with 3D Secure authentication. Easebuzz supports EMI (both bank EMI and no-cost EMI), international cards, and card vaulting for returning customers. All card data is stored and processed in compliance with PCI-DSS Level 1 standards.

Net Banking

  • Support for 50+ banks including SBI, HDFC, ICICI, Axis, Kotak, Yes Bank, and all major cooperative and small finance banks. Net banking transactions are processed with bank-grade SSL encryption.

Digital Wallets

  • Accept payments from Paytm Wallet, PhonePe Wallet, Amazon Pay, Airtel Money, Ola Money, JioMoney, Freecharge, and more. Wallet payments are ideal for small-ticket, high-frequency transactions.

Buy Now Pay Later (BNPL)

  • Offer your customers the flexibility to pay later through BNPL providers integrated with Easebuzz. BNPL is particularly effective for education fees, healthcare, and high-value retail purchases.

EMI Payments

  • Accept EMI payments through 15+ partner banks and NBFCs. Easebuzz supports both bank EMI (deducted from credit card limit) and cardless EMI options. No-cost EMI configurations are available.

QR Code Payments

  • Generate static and dynamic QR codes for offline and online payment collection. Dynamic QR codes are linked to specific invoices or transactions for automated reconciliation.

Payment Links

  • Create shareable payment links via SMS, WhatsApp, or email - no website or app needed. Payment links support all 150+ payment modes and can be configured with expiry dates, partial payments, and customer reminders.

Key Features of the Easebuzz Payment Gateway

Instant Settlements

  • Easebuzz offers T+1 standard settlement with instant settlement (within minutes) available for qualifying merchants. Faster settlement improves business cash flow and reduces dependence on working capital loans.

High Transaction Success Rate

  • Easebuzz uses intelligent routing technology that automatically selects the optimal payment path for each transaction - reducing payment failures and maximising success rates. Our smart retry logic handles soft declines without frustrating your customers.

Automated Payment Reconciliation

  • Every transaction on Easebuzz is auto reconciled against your bank statement and order management system. The reconciliation dashboard gives finance teams a real-time, audit-ready view of all payments, refunds, and settlements - eliminating the need for manual matching.

PCI-DSS Level 1 Compliance

  • Easebuzz is certified PCI-DSS Level 1 - the highest level of payment security certification. This means all card data, transaction data, and customer information is stored, processed, and transmitted according to the most rigorous global security standards.

Fraud and Risk Management (FRM)

  • The Easebuzz FRM system monitors every transaction in real time using machine learning models trained on Indian transaction patterns. Suspicious transactions are flagged, blocked, or routed for additional authentication automatically.

Refund Management

  • Issue full or partial refunds directly from the Easebuzz dashboard or via API. Refunds are processed within 5–7 business days to the original payment method. Instant refunds are available for UPI transactions.

Discount Coupon Engine

  • Create and manage promotional discount coupons directly within Easebuzz Offer Engine. Configure coupons by payment method, bank, minimum order value, validity period, and usage limits - enabling targeted promotions without developer involvement.

International Payments

  • Accept payments in 30+ currencies from customers in over 100 countries. Easebuzz supports international Visa, Mastercard, and Amex cards. Currency conversion and settlement in INR is handled automatically.

Subscription and Recurring Payments (Recurri)

  • Easebuzz Recurri supports automated recurring billing for subscription businesses, SaaS platforms, and educational institutions. Configure billing cycles, auto-retry on failure, proration, and customer-facing subscription management portals.

Multi-User Dashboard with Maker-Checker

  • Enterprise merchants can configure role-based access controls with maker-checker workflows for payouts and settlements. This is critical for audit compliance in regulated industries like education, government, and BFSI.

Easebuzz Sector-Specific Payment Solutions

  • What makes Easebuzz different from generic payment gateways is its depth in specific industry verticals. These are not generic platforms - they are purpose-built payment stacks for how each sector collects money.

Payment Gateway for Education (FeesBuzz)

  • FeesBuzz is Easebuzz's dedicated fee collection platform for schools, colleges, coaching institutes, and universities. It supports fee schedule creation, instalment management, parent-facing portals, branch-level reconciliation, and academic-year rollover. Over 10,000 educational institutions use FeesBuzz.
  • Key capabilities: Multi-branch fee collection · Instalment tracking · Parent payment reminders via WhatsApp/SMS · GST-compliant receipts · Education board-specific reporting

Payment Gateway for Government and Public Institutions

  • Easebuzz is a BBPOU (Bharat Bill Payment Operating Unit) partner with NBBL/NPCI, enabling B2B and G2B payment flows on the Bharat Bill Payment System. Government bodies, ULBs, and PSUs use Easebuzz for citizen payment collection, inter-departmental transfers, and audit-compliant financial workflows.
  • Key capabilities: BBPS integration · Multi-department split payments · Audit trail generation · RBI-compliant reporting · FCRA-compliant collection for registered trusts

Payment Gateway for Real Estate (HOM360)

  • HOM360 is Easebuzz's real-estate payment management platform. It supports token collection, booking amount management, construction-linked payment plans, registry-linked payout triggers, and RERA-compliant financial reporting.
  • Key capabilities: Multi-stage collection · Builder-buyer escrow flows · RERA compliance · Registry-linked payouts · Co-developer split payments

Payment Gateway for MSMEs and Small Businesses

  • Easebuzz's startup stack is designed for businesses that are transitioning from cash to digital payments. The plug-and-play setup requires no developer, offers sub-2-minute onboarding, and comes with a simplified dashboard built for non-finance-trained operators.
  • Key capabilities: Payment links · WhatsApp payment collection · QR codes · Simple payout management · GST invoice generation

B2B Payments and Invoice Management

  • Easebuzz's B2B payment platform enables businesses to collect and make payments between enterprises. The platform supports invoice-linked collections, BBPS B2B rails, vendor payment automation, and TDS-compliant payouts.
  • Key capabilities: Invoice-linked payment collection · Vendor payouts · TDS deduction at source · B2B reconciliation dashboard · BBPS B2B integration

How to Integrate Easebuzz Payment Gateway

Step 1: Create Your Merchant Account

  • Go to easebuzz.in and sign up for a merchant account. Submit your business KYC documents - PAN, GST number (if applicable), bank account details, and business registration proof. Easebuzz completes KYC verification typically within 24–48 hours.

Step 2: Choose Your Integration Method

  • Easebuzz offers multiple integration options depending on your technical setup:
    • API Integration: Full REST API integration for custom checkout flows. Supports all 150+ payment modes.
    • SDK Integration: Pre-built SDKs for Android, iOS, Flutter, React Native, Xamarin, Cordova, and more.
    • Payment Links: No-code option - generate and share links without any technical integration.
    • Hosted Checkout: Use Easebuzz's ready-made, PCI-compliant checkout page. No development required.
    • E-commerce Plugins: One-click plugins for Shopify, WooCommerce, Magento, and other major platforms.

Step 3: Configure Your Payment Settings

  • Set up your preferred payment modes, settlement account, refund policy, and webhook endpoints through the Easebuzz merchant dashboard. Configure fraud rules, currency settings, and notification preferences.

Step 4: Test in Sandbox

  • Use the Easebuzz sandbox environment to simulate transactions across all payment modes before going live. Test edge cases including payment failures, partial payments, refunds, and webhook delivery.

Step 5: Go Live

  • Switch from sandbox to production, complete final KYC verification, and start accepting real payments. Easebuzz's onboarding team provides dedicated support through the go-live process.
  • Average time to first live transaction: Under 48 hours for standard merchants.

Payment Gateway for Mobile Apps

  • Easebuzz provides native mobile SDKs for all major platforms, enabling businesses to embed a complete payment experience directly within their app.
  • Supported platforms:
    • Android (Kotlin / Java)
    • iOS (Swift / Objective-C)
    • Flutter
    • React Native
    • Xamarin
    • Cordova / PhoneGap
  • All mobile SDKs support the complete payment mode suite - UPI Intent, UPI Collect, cards, wallets, net banking, EMI, and BNPL. The SDKs include pre-built, customisable UI components so you don't need to build payment screens from scratch.
  • All mobile SDKs are PCI-DSS compliant and handle sensitive payment data without it ever touching your app's servers.

Easebuzz Hosted Payment Gateway

  • The Easebuzz hosted payment gateway lets businesses accept payments without building a custom checkout. Easebuzz hosts the payment page on its own PCI-DSS-certified infrastructure, removing the compliance burden from the merchant.
  • When to use the hosted payment gateway:
    • You don't have a website or mobile app yet
    • You want to accept payments via links shared on WhatsApp, SMS, or email
    • You want to go live quickly without a technical team
    • You want a fully PCI-compliant checkout without maintaining it yourself
  • The hosted page is fully customisable - add your logo, brand colours, and product details. It supports all 150+ payment modes and is optimised for mobile.

Easebuzz Shopify Payment Gateway

  • Since Shopify does not have its own payment gateway in India, Easebuzz integrates seamlessly with Shopify stores to handle payment collection. The Easebuzz Shopify plugin supports all Indian payment modes including UPI, cards, wallets, netbanking, EMI, and BNPL.
  • Setting up Easebuzz on Shopify:
    1. Install the Easebuzz plugin from the Shopify App Store
    2. Enter your Easebuzz API credentials (key and salt)
    3. Select your payment modes and configure your preferred currency
    4. Activate and run a test transaction
    5. Go live
  • Easebuzz settlements from Shopify orders are deposited directly to your registered bank account on the T+1 settlement cycle.

Payment Gateway Security - How Easebuzz Protects Your Business

  • Security is not optional for a payment gateway. Easebuzz is built on multiple layers of security to protect merchants and their customers.

PCI-DSS Level 1 Certification

  • Easebuzz is certified at PCI-DSS Level 1 - the highest tier. This covers all cardholder data environments, network security, access controls, encryption standards, and regular third-party security audits.

3D Secure Authentication

  • All card transactions on Easebuzz support 3D Secure 2.0 (3DS2), which provides strong customer authentication (SCA) while reducing friction for low-risk transactions through risk-based authentication.

TLS Encryption

  • All data transmitted between the customer, Easebuzz, and the bank is encrypted using TLS 1.2 or higher. No plaintext payment data ever travels over the network.

Tokenisation

  • Easebuzz supports card tokenisation as mandated by the RBI. Card numbers are replaced with unique tokens - meaning even if data were intercepted, it would be unusable.

Real-Time Fraud Detection

  • Easebuzz FRM uses machine learning models to score every transaction in real time. Rules are configurable by merchant - set velocity checks, IP restrictions, device fingerprinting, and more.

Data Localisation

  • All payment and customer data is stored on servers located in India, in compliance with RBI guidelines on data localisation for payment systems.

Payment Gateway Pricing - What Does Easebuzz Charge?

  • Easebuzz payment gateway pricing starts at an average of 1.5% across major payment modes for businesses in India. Pricing may vary based on your business category, monthly transaction volume, and selected plan. Charges can differ for UPI, credit cards, debit cards, net banking, wallets, EMI, and international payments. Businesses with higher transaction volumes can also get customised pricing offers. For exact payment gateway pricing details and the best plan for your business, please contact Easebuzz.
  • No hidden charges: Easebuzz does not charge for the following: account setup, API access, sandbox testing, dashboard access, customer support, or failed transactions.

How to Choose the Right Payment Gateway in India

  • Choosing a payment gateway is a business-critical decision. Here are the factors that matter most:

RBI Payment Aggregator Licence

  • Only use a payment gateway that holds a valid RBI Payment Aggregator licence. This protects your business and your customers. As of 2025, Easebuzz holds a full PA licence issued in November 2025. You can verify PA licences on the RBI website.

Payment Mode Coverage

  • Choose a gateway that covers all the way your customers want to pay - not just cards. UPI now accounts for over 80% of digital transaction volume in India. Ensure your gateway supports UPI Intent, Collect, and AutoPay.

Settlement Speed

  • Faster settlement = better cash flow. Compare T+1, T+2, and instant settlement options across gateways. Ask whether instant settlement is available and at what cost.

Transaction Success Rate

  • High failure rates cost you revenue and damage customer trust. Ask gateways for their transaction success rate data and test with your own transaction types before committing.

Integration Quality

  • How fast can you go live? Does the gateway offer SDKs for your platform? How good is the API documentation? Is there a sandbox for testing? These matter more than marketing claims.

Sector Fit

  • A generic gateway works for generic businesses. If you operate in education, government, real estate, or B2B - look for a gateway with sector-specific workflows built in. A school doesn't need an e-commerce checkout. It needs fee schedules, instalments, and parent portals.

Pricing Transparency

  • Understand the full cost: transaction fee, setup fee, AMC, chargeback fee, refund fee, and settlement fee. Low headline rates can hide high ancillary charges.

Customer Support Quality

  • Payments are time sensitive. When something breaks at 11pm on a Friday, you need real support - not a ticketing system. Evaluate the support channel (phone, chat, email), response time SLA, and dedicated account management.

Related Easebuzz Products

Product What it does
FeesBuzz Education fee collection for schools and colleges
HOM360 Comprehensive Society Management Suite
Recurri Subscription and recurring billing
EasyCollect Invoice and collections automation
Wire Vendor and bulk payout management
Teller Create and Manage Invoices for B2B Payments
Temple Stack Donation and trust payment management
Cross Border Payments Enable secure cross-border payment collections and payouts worldwide.

Why 300,000+ Businesses Choose Easebuzz

  • RBI PA licensed - Easebuzz receive all three payment aggregation licenses – PA Online, PA Physical, PA Cross Border.
  • Vertical depth - sector-specific stacks for education, government, real estate, MSMEs.
  • Full-stack money management - collections, payouts, connected banking, & reconciliation in one platform.
  • Profitable, stable platform - 2× year-on-year revenue growth, Bessemer-backed.
  • Trusted by leading Indian brands - Zepto, BigBasket, Parul University, Symbiosis Uinversity , Government bodies & municipalities, Star Health Insurance, Bajaj Finserv and 3 Lakh more businesses including startups and MSMEs.
  • 24/7 support - dedicated relationship managers for growing merchants.